07/26/2021
https://www.congress.gov...
"But even if crypto is not an improvement over our current system when it comes to being more democratic or less hackable, there is one other possible benefit, and it is a big one."
"There is no question that our financial system needs change--big, structural change--and we should be willing to consider how these new technologies can help consumers and our economy."
"There is no doubt that we need a stronger, safer, and more inclusive financial system."
"Instead of leaving our financial system at the whims of giant banks, crypto puts the system at the whims of some shadowy, faceless group of super-coders and miners, which does not sound better to me."