Elizabeth Warren actually said...

"The legacy of Black codes and Jim Crow and redlining still holds back too many communities, and the OCC's rule did not serve CRA's core purpose, to ensure that banks are serving low-income communities..."

"What if the banks trying to merge do not receive the highest ratings in their community reinvestment act exams to measure how well they are serving their communities?"

"This results in more concentration and higher costs for consumers, and it increases systemic risks for our financial system."

"Are banking agencies like yours currently required to reject mergers when the resulting bank will be bigger or more complex than our banking rule are set up to handle?"