01/17/2017
https://www.congress.gov...
"Are banking agencies like yours currently required to reject mergers when the resulting bank will be bigger or more complex than our banking rule are set up to handle?"
"I can tell you the banks, especially small banks, really desperately want to comply."
"So money in these accounts are more like cash in your wallet than like money in a bank account."
"The legacy of Black codes and Jim Crow and redlining still holds back too many communities, and the OCC's rule did not serve CRA's core purpose, to ensure that banks are serving low-income communities..."