06/18/2013
https://www.congress.gov...
"I think that Congress was smart when they put a lot of tools in the toolbox."
"Congressman, I suspect we will hear from them even before you do."
"Whether or not there will be a day when a creditor will figure out, I can make a fast buck with something that is so lousy that the answer is it should actually be banned, that day could come."
"I want to say that, as best I can, we have gotten enormous support from the industry, from consumer groups, from banking groups for the process we are using to try to embrace everyone's participation ..."