Elizabeth Warren actually said...

Absolutely. And that is driving down costs which means helping people have more secure retirements.

So I want to ask, is there a principled reason why we should not require the same kind of disclosure for IRAs?

I really think getting more small employers into retirement systems is the key to getting more employees into retirement systems.

It sounds like such a small point, but getting not just disclosure, as you rightly say, Mr. Hiltonsmith, disclosure that is clear.