not simply to confirm that the authority is there but to say that we expect it to be used and to demand that if it is not used, we get a written explanation as to why not.

This, to me, is a clear example of why there needs to be in the Federal Government the power to unwind nonbanks.

There are restrictions that should be imposed that are not now in existence to deal with that.

I would urge that we maintain and, indeed, increase funding for the EEE as well as reauthorize this needed program.

I did believe passionately that the Federal Government ought to invest in a nationwide professional development program for teachers.

the economic crisis would never have occurred if all lenders originated loans in the same manner as credit unions.

States do a better job.

Those days of lack of regulation, of somehow the government is always the problem, always in the way, are over.

Chairman Frank and several members of this committee have been leaders in talking about the importance of a comprehensive approach to systemic risk regulation.

I think we should be suing to get those bonuses back, not as the government that gave money to this private entity, but as the owner, saying, you know what, you got bonuses that you didn't deserve and we want them back on the merits.

The lack of regulation is unequivocally, clearly, undebatably the reason that we have the economic crisis we have today.