I have always believed that people closest to the page should be closest to the power, driving and informing the policymaking.

Working families should not have to wait days at a time just to access their own hard-earned money.

It is clear that the current system is insufficient. Small and local banks and small businesses alike do stand to benefit from this proposal.

This is no longer a question of if, but when and how fast--how this faster payment system will develop.

Research has shown that some student-loan borrowers are finding themselves physically ill as a result of the stress and anxiety associated with their loans.

My bill would prohibit the Director from issuing rules allowing collectors to bombard consumers with unlimited text messages and emails.

I am introducing H.R. 4664, the Monitoring and Curbing Abusive Debt Collection Practices Act.

That is why I was proud to introduce the Payments Modernization Act in partnership with Representative Chuy Garcia and Senators Warren and Van Hollen.

My bill requires the Fed to build this system in 3 years, allowing the U.S. to remain competitive.

I urge the remainder of my colleagues to do the same.

I am working with some restaurant workers to eliminate the subminimum wage, which in many ways, given who represents that workforce, contributes to the very issue we are discussing today.