I continue to hear from well over 40 Kentucky community banks about the heavy hand of your examiners and their supervisors.

you all have not come up with a solution to solve it.

in 2006, we had a huge housing crisis in this country. And even before that, the mortgage crisis showed its face in 2001 and 2002.

Thank you.

When are you going to do something about this and get off the backs of our community bankers?

I will be more than happy to give you 40 names of 40 banks.

Are the Fed and the GSEs going to aggressively pursue pull-back of mortgages to the originators and investment banks to reduce taxpayer losses?

One of my proudest accomplishments in the U.S. Senate was authorizing the 2004 law that reauthorized the National Flood Insurance Program.

How would you grade the bill the Senate passed in the last Congress and the bill that recently passed the House in terms of improving the relationships between the premium property owners pay and their actual risk?

if the Congress does it that way, you are absolutely correct that this program will fall into an abyss and never pay for itself, and the Government will be on the hook for more than the 18 plus billion dollars it presently is.

FEMA needs to do a little recalculating.