Richard Lugar actually said...

The end-user situation, in other words, you believe does make this differentiation so that this is not quite so onerous to other people.

Are you going to be able to identify, as we have future hearings, which I am certain we will, be able to quantify those costs or offer us so...

a concern regarding extraterritorial application of rules relating to the U.S. Dodd-Frank Act

Does this create such a burden that U.S. firms are likely to be competitively affected?