07/15/2015
https://www.congress.gov...
"I want to thank you and your staff for a unique level of prompt and clear communication since your confirmation."
"Adverse credit actions make it more difficult and expensive for them to get a mortgage, to buy a car."
"Isn't it appropriate that the consumer ought to be able to make that decision?"
"Congress enacted the Fair Credit Reporting Act in 1970 to set the rules of the road."