Dan Coats actually said...

The smaller entities really can't afford to do that.

so many of the CEOs and owners of those businesses indicate that they are underperforming.

In many cases, this cost amounts to the difference between a small business hiring or not hiring additional employees.

Now it is one thing for CitiCorp, JPMorgan, and so forth, to hire a backroom of lawyers and technicians to deal with all these regulations.