the committee has at length raised concerns with the guidance the Bureau issued in 2013

I am not pleased, and my consumers are not pleased, my banks are not pleased, because they have seen breach after breach after breach by the Federal Government.

ECOA specifically had exemptions for this, and yet you are using that.

I hear it all the time from them.

This is such an important subject for us to be discussing, to figure out ways that we as Members of Congress can highlight, really, the tragedy, the loss that has happened there, and the need for change of policy--real change in policy…

We have to be vigilant, we have to be ever watchful of how important this basic freedom is.

I have concerns about an agency that many in my community and my constituency is continually moving the goalpost as an activist, not as a regulator.

According to your own data, aggregate emissions for the six common pollutants have decreased 68 percent since your Agency's implementation of the Clean Air Act while we consume 44 percent more energy and travel 168 percent more miles.

That's not what we're hearing, and in some ways it reminds me of when I was in school and we'd have group projects, and there would be one person who wouldn't do any work.

The effect these changed standards will have on the State of Illinois and many of the counties that I represent.

I can tell you that it does not appear your collaboration with our state agencies has been any better.