one in four families are underwater on their mortgages. Home values continue to fall in many parts of the country

It seems to me a rather complicated--I have seen them on TV, and I understand why people would want to access the equity in their home.

So how many people were served by these housing counseling programs last year?

I want to thank you for the wonderful work and contribution you make toward the realization of the American dream of homeownership.

HUD's housing counseling programs have been almost entirely stripped of funding for the second year in a row.

I was hoping we were going to do a little bit better than that.

We are shutting down programs that help families toward homeownership.

I have to tell everyone that it kind of feels like 'Groundhog Day' on this issue, because we have seen it before.

A reduction in loan limits is already scheduled, and it is simply too risky to implement further reductions at this time.

This change would be an added administrative burden to FHA and would make it more difficult for small lenders to offer FHA loans in their communities.

You mentioned that a 5 percent downpayment requirement on FHA loans would have prevented 345,000 families from buying homes.

Why are we spending more money to create more government agencies? Let us keep it the way it is until we can implement some of the other aspects of this.

I do not believe that the government is hampering the recovery by placing burdensome barriers and driving away private investment in the housing market.

The government did not cause the collapse of the housing bubble.

Let's do the things that really are going to change our immigration system.

You're the ones that say, let's care for the unborn.

Here is what I would like to say. You want to end illegal immigration? Leave -- leave the mothers that haven't had their children alone.

You want to end illegal immigration? Leave un -- leave the mothers that haven't had their children alone.

I think that the federal government has not lived up to its standard of -- of applying the immigration and fixing our immigration; we should fix our immigration system.

Well, I think we know who they're going to ask about their immigration status, and I think that's the danger.

Let's -- let's do the things that really are going to change our immigration system.

I want people like this immigrant from Bolivia gone, gone from our streets, gone from our nation.

You know, when I wrote that article and published it yesterday in The Huffington Post, it was a challenge.

I cannot agree with them more. I think that the federal government has not lived up to its standard of applying the immigration and fixing our immigration.

We are going to change the Constitution of the United States of America?