But it is somewhat because, as I remember my stay here, my short stay during the last 17 years here in Congress and on this committee, we have attempted to expand homeownership to the American public, but every time I evaluate the loans that have been given to communities of color, African-American and Latino and emerging immigrant communities, it hasn't been the CRA-covered institutions.
Gutierrez discusses the failure of CRA-covered institutions to serve communities of color in homeownership.
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