John Shimkus actually said...

So the issue is affordable, accessible, quality catastrophic coverage, unencumbered by things that you may not want to have covered.

I want to make sure, this is on process reform, and sometimes we will get jumbled in on what is going on.

We appreciate the movement on reform. It is something that with the new technology, new age that is important.

But it gave me a question for the Commissioners, and Chairman, you can weigh in too, if you would like.