John Shimkus actually said...

But it gave me a question for the Commissioners, and Chairman, you can weigh in too, if you would like.

We appreciate the movement on reform. It is something that with the new technology, new age that is important.

Because there is no timeline. And when you don't have a timeline and you raise capital to assume risk...

I want to make sure, this is on process reform, and sometimes we will get jumbled in on what is going on.