I intend to introduce legislation today that would reform the structure of the CFPB by subjecting it to an appropriations process.

Please tell us what the impact of failing to extend the debt ceiling would be on the American economy.

Even though the IRS has been able to prevent large amounts of these refunds from being issued--256 million were rejected in 2009...

Mr. Secretary, in my opening statement, I mentioned the Financial Crimes Enforcement Network.

One of the reasons businesses can't borrow is that they can't pledge the warehouse and the real estate as collateral, because there's a question of the value.

We have reached a sad point in America when small-town banks are unwilling or unable to lend to small-town businesses.

The CFTC and the SEC both occupy pivotal positions at the forefront of stimulating and sustaining economic growth and prosperity in our country--while protecting the marketplace from fraud and manipulation.

The Congress probably exercises its most effective oversight of agencies and programs through the appropriations process.

Most of the tax gap--$285 billion out of $345 billion, or 82 percent--is attributable to under-reporting tax liability.

Under the Dodd-Frank regulatory reform law enacted last July, Federal agencies are required to scrub their rule books of references to credit ratings.

Do you have the information technology capability and the staff capability to develop what we've just discussed?

Efforts to slow down or stop your agency's implementation of the Dodd-Frank legislation will limit the availability of those tools.

We urge you to maintain fiscal year 2011 funding levels of $227 million for the CDFI Fund in fiscal year 2011.

Any further reductions in the CDFI Fund's appropriations will directly result in the loss of jobs, affordable housing, and small business credit.

I think what we've got to do is to push forward on this law, to give you the time you need to promulgate these rules, and to give you the resources to enforce them.

The Dodd-Frank Act gives you more tools to deal with market speculation and manipulation, as it relates to oil prices.

It's terrific to hear, firsthand, your experience with these Federal agencies, and demystify some of this regulatory gobbledygook.

Americans are looking for leadership in Washington to confront the problems we face today and not to push them on to future generations.

Every Member of Congress should be required to do their own personal income tax return.

I am pleased to convene this hearing to consider the fiscal year 2012 funding request of the Internal Revenue Service (IRS).

If you could take a look at the overall landscape, where do we find the most fraud?

It seems that many banks are hell bent for foreclosure.

It's a great, great story.

the way to stop that reform is to fail to fund an agency like your own, to make sure there are no cops on the beat.

I'd like to be in touch with them.