I do think the housing shortage in Georgia and elsewhere is a place we need to keep in mind as we think through how to police the mortgage market effectively.

We are seeing, in some of our savings accounts, very, very low payments. For example, Wells Fargo pays only 0.15 percent interest.

I have long been opposed to onerous and unnecessary junk fees, junk fees by banks and other financial institutions that do little more than extract wealth from hardworking families.

I am concerned about the effects that Federal Reserve's interest rate increases have had on recent home buyers in Georgia.

I have long been opposed to onerous and unnecessary junk fees, junk fees by banks and other financial institutions that do little more than extract wealth from hardworking families.

I do think the housing shortage in Georgia and elsewhere is a place we need to keep in mind as we think through how to police the mortgage market effectively.

For those that had, I encouraged to not look to other areas to charge consumers and make up for these fees.

Congress, it seems to me, and the CFPB must ensure that those just trying to achieve the dream of home ownership are not instead signing up for a nightmare.

I have long been opposed to onerous and unnecessary junk fees, junk fees by banks and other financial institutions that do little more than extract wealth from hardworking families.

I am also worried about homeowners who do have equity in their homes being pushed to refinancing now in this high interest rate environment.

I am concerned about the effects that Federal Reserve's interest rate increases have had on recent home buyers in Georgia.

I do think the housing shortage in Georgia and elsewhere is a place we need to keep in mind as we think through how to police the mortgage market effectively.