11/30/2010
https://www.congress.gov...
"If QRM stays the way it is, and it only applies to loans with 20 percent down or more... it greatly eliminates the amount of 90 and 95 percent conventional financing."
"We will never get our job market back until construction comes back."
"The QRM rule is a well-intended rule that has devastating consequences."
"I want to particularly thank Wouter Schaap from CARE USA, headquartered in my hometown of Atlanta, GA, for being here."