Johnny Isakson actually said...

"Let us get out in front of this crisis. We are, you know, a dime late and a dollar short."

"There are 10,900,000 American homeowners who are underwater right now today."

"the cost is far greater to the country for somebody to default on the loan and have it foreclosed on than it ever would be a loss to help them stay in the house."

"We cannot wait any longer. The Helping Responsible Homeowners Act will be good for borrowers, good for Fannie Mae and Freddie Mac, and good for the economy."