Johnny Isakson actually said...

"some people's expectations are actually lowered by the system."

"As the GAO has repeatedly noted for the better part of the past decade, efforts from the Federal level are far too disparate lacking coordination and coherence, ultimately leading to a confusing mess ..."

"The QRM amendment which Senator Hagan, myself, and Senator Landrieu wrote, is very specific in what the theme of the requirements shall be in terms of underwriting."

"I will give you the historical data."