Johnny Isakson actually said...

"I think it is the right minimum number. I don't think any lower downpayment would be--I wouldn't--given the experiences we have seen and the history I had in the industry."

"The QRM rule is a well-intended rule that has devastating consequences."

"It will put pressure on FHA, Freddie Mac, and Fannie Mae to the extent they can't stand it."

"We will never get our job market back until construction comes back."