John Carter actually said...

In closing, risk retention groups have dramatically improved risk management and provided tailored coverages for specialized niches.

Many nonprofits, small schools, churches, and small businesses buy packaged policies that RRGs cannot write today.

Let me tell what you what the Liability Risk Retention Act Modernization legislation will not do.

Thank you for this opportunity to testify in favor of the Risk Retention Modernization Act of 2014.