John Carter actually said...

One very quick example that I think could move the needle as low hanging fruit, when I go to many of our communities, I go at night and just...

Yes, ma'am. Most of them are at the local level.

I do think in this country we have a bias of homeowners versus renters, and I don't believe that renters are often the given the credit.

I would say that as an industry, I believe that, and I know as a company, we focus on making those investments because the most important th...