A farm bill is more than that. It is a rural development bill. It is a conservation bill. It is a nutrition bill. It is a research bill. It is a trade bill. It is a risk management bill.

I remain deeply concerned that this will further diminish the credit capacities and weaken the economic conditions of our American people.

I have such respect for you and your economic genius and prowess in the financial system.

I urge the Committee to consider policies that allow independent students and students at Higher Education Institutions with an expected family contribution (EFC) of $0 to be eligible to participate in SNAP.

That is why I, along with my colleague from Connecticut, Representative Jahana Hayes introduced H.R. 4456, the Overcoming Higher Education Hunger Through the Supplemental Nutrition Assistance Program (or OHH SNAP) Act of 2023, which would…

We really have to look out for our young people, our future generations, and make sure they are educated properly and that their interests are protected when it comes to this new technology.

I want to begin by expressing my strong support to you and to your staff at the CFPB for ensuring that Americans' data is accurate and secure.

I have some serious concerns with the bank capital requirements that you are proposing ... will only make the cost of goods and services ... more expensive.

I believe the Federal Reserve is being pulled in two separate directions: on the one side, the critical strengthening of our banking system; but on the other, preserving the ability for underserved African Americans and other minority…

I am delighted with your presentation. I understand with low economic and finance that I handle at times, particularly with the stock market. Keep up the good work. Don't get discouraged. We will get out of this mess in our financial…

Congressman Frank Lucas and I raised concerns with how this move could impair market liquidity and hinder the SEC's core mission to maintain fair, orderly, and efficient markets.

I believe you are doing an excellent job at a very difficult and challenging time facing our economy and especially our securities markets.

We created the Fed in 1913 for a single reason: to be the lender of last resort.

That is not a good story. It will increase costs for the banks.

I think there should be much more legislative control over this process than has existed in the past.

We shouldn't do that again. So, I am skeptical whether all of these resolution procedures will actually be used.

They should be online when red flags go off and danger signals go off.

Yes, because if we increase the capital associated with taking a position and a derivative, it is going to increase the costs.

I disagree with that. There are numerous studies from the Bank for International Settlements (BIS), which is a widely-acclaimed source. It is neutral, it is not political, and it says that higher capital decreases lending.

Quite frankly, Congressman, I think we have a history of not wanting to see what happens when we don't bail out banks.

My primary concern is, and I agree with Congressman Sherman, that we need to take all costs and all benefits into account here.

We need to do a much better analytical job of evaluating these proposals.

I think any banker I have ever talked to has said that higher capital increases, decrease lending.

The SEC received a record 15,000 public comments on the rule--15,000--surpassing the most comments garnered by any single proposal in the history of the Securities and Exchange Commission.

What about large publicly-traded banks and other financial institutions which provide loans to small family farmers and ranchers?