David Scott actually said...

"If there is one thing that I hope you will take from this hearing this morning, it is that a delay in the implementation of this rule is definitely in order."

"With all due respect, Governor, would you consider a delay in this in view of the points that we have made this morning?"

"failed policies under President Bush and under President Obama bear some of the blame for the crisis."

"If those involved in the financial collapse had responded appropriately to market indicators and had refrained from unsound lending practices, we would not have experienced a crisis so severe."