David Scott actually said...

However, this whole issue is sort of bringing us into the new frontier for our entire financial services industry.

According to the most recent statistics, there are 58 million unbanked and underbanked folks out there.

At the outset, Comptroller Otting, let me remind you that you are not the dictator of our financial system.

I strongly disagree, and I really do appreciate my chairwoman bringing this forward and giving all of you a voice.