David Scott actually said...

But without having some uniformity, it creates a tremendous problem of uncertainty as well as safety.

I wish to recognize the work of our colleagues Mr. Perlmutter from Colorado, Mr. Heck from Washington, Mr. Stivers from Ohio, and Mr. Davids...

We worked hard on Dodd-Frank, I was a part of that, and we worked hard to reduce the complexity and increase the comparability between banks...

I think that is the core of the argument here we have today.