Tom Carper actually said...

"We cannot forget them. I am not going to, and I do not think you want us to do that."

"my hope is that a lot of folks, including people in this room... will answer that call as well."

"It would devastate those pools, because you would have the healthy holding out until they got sick."

"I think finding a way to get better competition and less regulation, I think, would free up and bring more carriers into the market."