Tom Carper actually said...

"I think the rating agencies worked very hard and were under a lot of pressure to analyze the pools that they were rating."

"They were under a lot of pressures in order to keep market share and in order to keep their business alive, so, therefore, they had to rate competitively against the other rating agencies."

"I think they came up with 70 recommendations to the Congress and to the President that they developed in that period of time."

"I would sure encourage you to."