Tom Carper actually said...

It would devastate those pools, because you would have the healthy holding out until they got sick.

I think finding a way to get better competition and less regulation, I think, would free up and bring more carriers into the market.

Insurance does not work really well when you are only insuring the people who really need it.

the Affordable Care Act is working in their States, lowering the uninsured rate and improving their insurance marketplaces.