John Carney: “Federal policymakers respond in a big, bold way in order to, frankly, cover themselves politically.”

I think Mr. Duffy suggested he agrees with this in his questioning, as well--immediately, because you would be imposing that burden on borrowers who would have to absorb that higher rate.

I have no further requests for time. I would just close by thanking the gentleman from Indiana (Mr. Messer) and the gentlewoman from New York (Mrs. Carolyn B. Maloney) for their work on this commonsense piece of legislation that will help…

I would just add some environmental analyses as well as sustainability, in addition to recreation and to the effect on--and equity, which is a hard thing to measure.

We can't change anything because if we change it, we are going to open up the doors to changing more things.