John Carney actually said...

"I just thank you for the opportunity to welcome one of my friends from Delaware, Kevin Kelly, who is here on the panel today."

"It seems like if we did that here, on this issue, how to reform the FHA, we could put this panel together."

"I would think that we learn to start to make sure capital requirements don't stifle small banks."

"I want to work with the chairwoman on that issue."