In effect, the prosecutors will be making those decisions, just as they would with any investigative agency, whether it be the FBI or the Drug Enforcement Administration.

I want to thank the VA for its support in efforts that I and others have made to correct the records of veterans of past wars.

I know that in response to Senator Tester's question, Inspector General Griffin, you mentioned that these individual cases will be turned over to prosecutors if criminal violations are found.

I want to thank Secretary Hagel for now initiating a new era when those records can be corrected.

thank you very much for recognizing me. I also wish to thank the Presiding Officer for his leadership on environmental issues which are so immensely pressing and important for our country, and I am proud and honored to join with him in…

I think there are a number of areas where we can work together to ensure that consumers are not only educated but better protected.

Thank you very much.

I think that this testimony has been very valuable.

It is really a tribute to her work that she is here today.

The issues that are going to be addressed by our panel today and by your questions, I think, are profoundly important to the future of health care in America.

As Senator Blumenthal said, our system is large.

Well, I am not sure how to interpret that answer. You would not object but only if it is more far-reaching?

I would not set the threshold at the level of refunds. I would set it at the level of requests for refunds.

The reality of third-party charges on telephone bills is a markedly different story, a profoundly different tale, and the fact of the matter is that it has not lived up to its potential.

I am here regretfully in place of Chairman Rockefeller, who has an urgent intel, intelligence matter and therefore could not be with us at the opening.

the carriers have made as their share of their customers being crammed is a huge incentive for them to look the other way.

I would welcome more specific ideas from the State Attorneys General, from the FTC, and the FCC, and of course, from the industry as to how we can do better.

We appreciate the role played by then-Connecticut Attorney General Blumenthal.

Both this report and the Committee's earlier report on landline cramming make it abundantly clear that telephone carriers were not doing enough to protect their consumers from fraud.

So the question is: where should the buck stop?

A lot of these issues really seem to come back to consumers knowing what they are doing, paying attention, being educated.

Would you object to that rule as applied to your industry?

If they were making less money, would there be a greater incentive to take stronger action?

This subject is one very, very close to my heart as a former Attorney General for a couple of decades in Connecticut.

the comparison inevitably has to be made to the other payment mechanisms that encounter similar problems.