Nobody's left out. From the time that you're born until the time you die, you have access to healthcare.

we must work together to develop targeted solutions that address access, affordability and quality for all Americans.

I don't know of another issue that any of us either have dealt with or will deal with that will have an impact on every one of our citizens in this country.

Thank you very much. I'm glad you remember the Family Medical Leave Act. Nice of you to do so.

We believe that everybody can be covered by--in a private insurance market with tax subsidies or tax credits...

One of the suggestions here that's being talked about is to provide tax credits for smaller businesses.

I think that the individual mandate is, in fact, the way to go.

Congress must also make sure affordable coverage is available and to subsidize those who cannot afford it.

We would appreciate any data and statistics which you think would be helpful to the committee, as well.

There have been several ideas. Our colleague, Senator Conrad, has been talking about a cooperative option.

Very good. Thank you very much, Doctor. That was very helpful.

I think it's very important to recognize that the cost of covering every single American with health insurance is less than 1 year's growth in our national health bill.

We're bleeding the system to death financially is what's going on. We're losing healthcare. We're also losing good jobs as a result.

So are members of this committee.

The current payment structure for physicians really encourages... volume services rather than value services.

I would like the consultation and advice of my colleagues, as well, on a matter like this rather than just kind of bringing up the matter without any.

the job losses and the effect on our economy would be far more calamitous than it is even with the kind of erosion.

I don't know Mr. Stevens personally. I have never met the man. But he comes highly recommended, I must say, by people who are knowledgeable.

the resolution mechanism is clearly something we have got to deal with.

I think that this will be an issue debated within Congress.

But the servicers need to do this as well.

What is extremely important in dealing with the mortgage crisis is to reach out to as many people as possible.

I fully share your concerns about this crisis of foreclosures and defaults in mortgages across the country.

Now that we have the flexibility, looking at a range of ideas that would give us additional options.

It is going to take time to really ramp up and reach full scale.