Ed Perlmutter: “These have been two very different countries, the United States and Iran, for a lot of years where there hasn't been any…”

There's no such thing as privacy.

And I want to thank the panel and all your colleagues for your persistence and your perseverance with this project because it had a few ups and downs over the course of its life.

This committee has heard reports of modern-day redlining, high and misleading fees, and unfair use of credit scores.

I think you're probably right that we would have independent, productive, you know, happy people.