Ed Perlmutter: “I think you're probably right that we would have independent, productive, you know, happy people.”

This committee has heard reports of modern-day redlining, high and misleading fees, and unfair use of credit scores.

We had a Governor in Colorado, Dick Lamm, who was called Governor Gloom... everybody had a duty to die.

There's no such thing as privacy.

I absolutely agree. I think we are up to 600, 700 pages of Ethics provisions... some things that are going to be needed, and there are going to be some things that... need to be cleaned up.