Ed Perlmutter actually said...

we are here in support of some sort of safe harbor for banks engaged in this industry, which we strongly support.

Some of the most vulnerable people are going to be hurt by this; and, it is your job to make sure they are not.

I'd also like to thank Chairman Smith for convening today's hearing.

I doubt there is a person in this room who hasn't been effected, whether they know it or not, by a data breach.