That certainty is kind of a--you know, is good for students, and I think there could be a chilling effect if students now--``Okay, I am going to take out a loan at this percentage and then by the time I finish I am going to be--It could be twice that.''
Davis expresses concern about the potential for increased loan costs for students.
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the level of detail that we are getting here is just not acceptable for us to exercise our oversight
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