The foreclosure problem far exceeds current resources.

It is a real way by which to help not only our cities but families get back into housing.

I think it is exceedingly important that we maintain these 900,000 units.

I think we must do what we can to make sure that we continue to separate the United States of America from many other places in the world where we just allow people to suffer in the streets of life when we can provide opportunities for them.

I am really concerned about these housing authorities that are running out of Section 8 money.

I think we have a duty to do this.

I contend that if we have one, we have too many.

I have two things I would like to just mention before I ask the question that I prepared for you.

I sincerely believe that there are some products... that could be banned, that could be stopped, that could be disallowed.

our current regulatory framework inadequately protects consumers.

We think that it is--we know it is an extremely difficult problem, and it is going to impact these areas even more.