Raul Ruiz actually said...

I grew up in the Coachella Valley, and oftentimes people think of Palm Springs, Indian Wells, Rancho Mirage with lush country clubs...

So let's say they work for 3, 4, 5 years. That is a 50 percent increase in premiums for the rest of their lives.

Therefore, they miss out and they are late, and that has consequences, multiple consequences.

And some of these jobs don't offer that kind of insurance, and they just think that they are automatically going to get Medicare, and they d...