And Members, we have had discussions with Members on the opposite side of the aisle about protection for our consumers. We have heard them tell us everything about people should have choices. They can go and hire their own lawyers, they can go into court. They can do all of these things. The fact of the matter is, government does have the responsibility to protect consumers. This is a government of laws and rules that we put together for businesses. We allow businesses to operate in certain ways, but we cannot allow them to run roughshod over consumers. Like I said, prior to Dodd-Frank, that is, the reform, we had nobody looking out for consumers. We had our financial services agencies of government saying that their real job was for safety and soundness, not for consumer protection. So we have had news media, we have had nonprofit agencies, we have had groups getting together trying to address all of these abuses, all of these problems all by themselves. Well, guess what? Now we have a cop on the block. It is your government. This consumerfinance.gov Web site is there for all of our citizens. This telephone number, (855) 411-2372, is there for our consumers to call, and while you are calling the Bureau, call your elected officials also and ask them why they don't stand up for you, why they are on the floor of Congress advocating against your right to have protection from all of these kinds of abuses. Enough is enough.…
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