I yield myself as much time as I may consume to refute. The gentleman from Texas keeps talking about we make the claim that we ended ``too big to fail.'' That's what we're trying to do. That's what we're standing up against, what you're attempting to do in this piece of legislation. Derivatives are an important part of the reform of Dodd-Frank. It is important because we're trying to create transparency. The over-the- counter derivatives market that has been working for so long in the shadows we cannot continue to have.
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