Thank you very much. I would like to thank Mr. Grimm for his eloquent description of precisely what can happen and what is happening, and his plea to all of us to ensure that we don't place people in the position of losing their homes because they cannot afford these extraordinary increases in premiums. I met with residents from Plaquemines Parish who came to the Congress of the United States. All the elected officials and community leaders came together, and they came here to make a plea to us to understand that, with this increase in premiums, they certainly can't afford it, and they can't afford to sell it because nobody is going to buy it. So Mr. Grimm talked about victimization and the fact that we would be victimizing people who are victims of natural disasters twice, and that's precisely what it's all about. And I think that we are more caring than that. I think that we understand that there's still a lot of things to be worked out. The flood maps have not been completed. The pricing has not been really dealt with, and so I think we need time. We need time in order to answer these questions, to deal with the complexities of what we're trying to do. I think we can stabilize flood insurance. I think that is possible. But I, as one of the authors of this bill, I'm also making a plea to say that we did everything that we could to try and have a bill that's sustainable, that's viable, that makes good sense.…
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