And I would argue that as an example, a student that attends a vocational school maybe to become an auto mechanic or a cosmetologist, We apply exactly the same debt to income threshold to that student as we do to a say a teacher or a principal of the school who was getting a doctoral degree to become student of schools, who's going to earn a return on investment over a lifetime.
Takano discusses the fairness of applying debt-to-income thresholds across different education paths.
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