Mark DeSaulnier: “If we use the Japanese and the European model, one-third of that would be going into the operations system.”

This balance between the private sector and creating employer/employee good relationship... healthcare benefits are really important.

The bad actors are driving the market to the bottom, like the mortgage industry.

We must reaffirm our commitment to strengthening workers protections, and advancing legislation such as the PRO Act.

I do not agree with that, Mr. Chairman. As a former small business person, I believe in efficiency.