Judy Chu actually said...

"It is my pleasure to introduce Ms. Julia Gordon, senior director of Housing and Consumer Finance at the Center for American Progress."

"small businesses are the backbone of our economy, and small lenders are largely responsible for getting small businesses and entrepreneurs the capital they need."

"Low income and minority communities were devastated by predatory mortgage lending in the years leading up to the housing crisis."

"they are not decisions ultimately that should be made by our government."