Juan Vargas: “We are investing for the future, this is a smart investment, and I really thank you, Madam Chairwoman, for bringing this…”

Appeasement doesn't work, and I think that is a real problem.

Since 2011, the Consumer Financial Protection Bureau has protected consumers from unfair, deceptive, and abusive business practices.

I am not going to defend Chairman Gruenberg because I think it is indefensible, personally.

It depends on what you do. You get people who do the same thing certainly in criminal law, and then you get different outcomes.