Mr. Tonko, thank you very much. You raised the issue of the insurance companies and how they act in the marketplace. I was insurance commissioner in California 1991 to 1995 and again 2003 to 2007, and I can tell you horror stories about what the insurance companies do, and I will tell this to the insurance companies. When the President signs the bills tomorrow, the era of the insurance companies discriminating against Americans because they have a preexisting condition, it's over, folks. It's over. No longer will the insurance companies be able to say to you, No, I will not give you insurance because you had acne when you were a child or because you may have taken some asthma medicine early in your life or you have any of the four pages of preexisting conditions. The insurance companies will end their discrimination because the law will make it illegal for them to do so. And the issue of bankruptcy. The policies that will be available through the networks will provide, by law, that there is no longer lifetime maximum payments so that the bankruptcies that you specifically spoke to will no longer be existing. {time} 2030 The maximum lifetime limitations that the insurance companies have used for years will be over, and shortly the annual limitations will also be over, and the benefit packages will be full because there will be national standards for benefits.…
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