Janet Yellen actually said...

"I certainly stand ready to respond to requests of this committee for me to testify."

"I don't agree that a rules-based policy is a better way to go."

"It is hard to say. Certainly, lending standards are much tighter than they were in the run-up to the financial crisis..."

"I have long said, and my predecessors have as well, that we think it would be desirable to see Congress address GSE reform."